Which statement correctly summarizes the letter handling rule?

• A. Letters owned by the member and paid for by the member can be kept.
• B. Letters owned by the member must be turned in regardless of payment.
• C. Letters owned by the member and not paid for by the member must be turned in.
• D. No letters need to be turned in.

Answer: (C)

The key idea is that the rule decides whether to turn in letters by looking at two things at once: who owns the letter and whether that ownership has been paid for. The action to turn in is required only when both conditions are true: the letter is owned by the member and it has not been paid for by the member. That makes the rule precise: it targets items that the member owns but still owes payment for, requiring surrender to settle the payment.

This is why the statement that says letters owned by the member and not paid for by the member must be turned in is the best fit. If the letter is owned by the member but has been paid for, there’s no obligation to turn it in. If a policy claimed all letters must be turned in regardless of payment, or if no letters ever needed to be turned in, those would ignore one of the two important factors and wouldn’t reflect the conditional nature of the rule.